Nirbhay Narula, took to Facebook to share this interesting story. He claims it really happened. If it did, then whoever this Vijay guy is, he’s a genius. Read the post after the cut…
An Indian man walks into the New York City bank and asks for the loan officer.
He tells the Loan Officer that he was going to India for some business for 2 weeks and needs to borrow $5,000. The Loan Officer tells him that the bank will need some form of security for the loan.

So the Indian man hands over the keys and the documents of the new Ferrari car parked on the street in front of the bank. The loan officer consults the president of the bank, Produces all the required items and everything check out to be OK. The loan officer agrees to accept the car as a security for the loan.

The bank president and the Loan Officer had a good laugh at the Indian For keeping a $750,000 Ferrari as a security and taking only $5,000 as a loan. An employee of the bank then drives the Ferrari Into the banks underground garage and parks it there.

Two weeks later, the Indian returns and pays $5000 and the interest which comes to $15.41. Seeing this, loan officer says, “Sir, we are very happy to have your business And this transaction has worked out very nicely, but we are a little puzzled.

While you are away, we checked you out and Found out that you were a multi millionaire. What puzzled us was why would you bother to borrow $5000?”

The Indian replies “Where else in New York City can I park my car for 2 weeks and For only $15.41 and expect it to be there when I return?”.

This is a true incident and the Indian is none other than… “VIJAY MALLYA”