A loan shark responds following an error involving a woman who was granted a loan of N2.5m instead of N2500 and was slammed with a repayment sum of N6.8m.
FairMoney Nigeria (@fairmoney_ng), a leading digital lending platform, has responded to a viral post in which a user alleged that their aunt mistakenly received a ₦2.5 million loan instead of the intended ₦2,500, alongside an added interest of ₦4.6 million.
The platform, in its official response, suggested that the error may have been caused by the aunt selecting the wrong loan amount during the application process.
In a public reply via X, FairMoney stated: “Thank you for letting us know about your Aunt’s request! She must have selected the wrong amount when applying for the loan, and the interest rate is determined by her current credit score check. Please chat with us in the DMs so we can assist her further.”
While the response sounded progressive solution-wise, many users have since slammed the company for their ridiculous loan rate.
A social media user @Clevervikson wrote, “At this point, everyone deserves a public explanation on how one’s credit score would incure an interest of 4.6 million on 2 million naira loan. How does that even make sense.”
Another user @broAKtim added, “lol. Even if she did select a wrong amount, how on earth do you charge someone over 100% interest???!!! How????”
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